Terms and Conditions
These terms govern your use of our financial planning subscription service
Last Updated: August 19, 2025
Acceptance of Terms
By using our service, you agree to be bound by these terms and conditions
Continued use constitutes acceptance of any updated terms
Definitions
Key terms used throughout this agreement have specific meanings
- Service: Our monthly financial planning consultation and analysis subscription
- User/Client: Any individual or entity using our financial planning services
- Content: All information, analysis, and materials provided through our service
Use of Our Service
Our service is intended for legitimate financial planning consultation purposes
Permitted Uses
- Accessing consultations and analysis for personal financial planning
- Requesting information about financial planning approaches
- Participating in discussions about your financial circumstances
Prohibited Uses
The following uses are strictly prohibited
- Sharing account access with unauthorised individuals
- Using the service for unlawful or fraudulent purposes
- Attempting to reverse engineer or copy our methodologies
- Misrepresenting your identity or circumstances
User Responsibilities
Users must meet certain obligations when using our service
Provide accurate and complete information about your circumstances
Maintain confidentiality of your account credentials
Comply with all applicable laws and regulations
Intellectual Property
All content and materials are protected by intellectual property rights
Fenvoralique retains ownership of all proprietary content and methodologies
Privacy Policy
Your privacy is important to us - please review our privacy policy for details on data handling Privacy Policy
Service Disclaimers
Important limitations and disclaimers apply to our service
We provide our service "as is" without warranties of any kind
We do not guarantee the service meets your specific requirements
Limitation of Liability
Our liability is limited to the maximum extent permitted by law
Total liability shall not exceed the fees paid for the service
Indemnification
Users agree to indemnify Fenvoralique against certain claims and losses
Dispute Resolution
Disputes will be resolved through established procedures
Arbitration
Most disputes must be resolved through binding arbitration
Arbitration conducted under rules of the London Court of International Arbitration
EU Online Dispute Resolution
EU residents may use the European Commission's online dispute resolution platform
Available at ec.europa.eu/consumers/odr
Termination
Either party may terminate the service agreement with appropriate notice
Upon termination, access to the service will cease but payment obligations remain
Governing Law
These terms are governed by the laws of England and Wales
Severability
If any provision is unenforceable, the remainder of the terms remain in effect
Entire Agreement
These terms constitute the complete agreement between the parties
Changes to Terms
We may modify these terms with reasonable notice to users
Continued use after changes constitutes acceptance of modified terms
Contact Details
For questions about these terms, please contact us using the provided contact information
By using our service, you acknowledge reading and agreeing to these terms